Is Your Car Insurance What It Should Be?

According to figures many small business owners may not be abiding by the law like they think they are when it comes to car insurance. By doing a simple task such as driving to a meeting could now be considered illegal because the driver may not have the correct car insurance for his or her vehicle. This is according to a car insurance survey.

Many drivers now are admitted driving on the road without the right type of car insurance cover that they are required to have. For example using a car for business purposes when they can only be insured for social and domestic purposes.

According to figures around 1.2 million out of what is thought to be an estimated 4 million small businesses are at a very high risk of breaking the law.

With bigger taxable benefits as well as car insurance, now connected with company cars, small and medium-sized enterprise owners and lots of their employees are gradually moving out of company car schemes. They are much more likely to choose to bring their own private cars for doing business travel.

This really shows the lack of awareness of the need for specific car insurance. Education has definitely got to be put our there to start to make a change.

As well as running the possibility of having claims turned down by the car insurance company, employers can also be liable for negligence of their employees.

Date - 03/10/2006